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Personal Insurance

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Simonis & Associates Agency Inc./ personal insurance

Personal Insurance Provided By Our Agency

Protecting your family and assets is a top priority, which is why people have insurance. Personal insurance generally protects people and their families from losses they couldn’t afford to cover on their own. It also makes it possible to do things such as driving a car and owning a home without risking financial ruin.
Simonis & Associates Agency Inc./ Home Insurance

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, it’s where you raise your family and create memories that last a lifetime.
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Simonis & Associates Agency Inc./ auto insurance

Auto Insurance

Almost every driver in the United States is required by law to carry auto insurance.
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Renters Insurance

“What is renters insurance?” is a fair question, but a better question might be, “Why should I have renters insurance?”
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Simonis & Associates Agency Inc./ individual life insurance

Individual Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.


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Simonis & Associates Agency Inc./ Condo Insurance

Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.
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Simonis & Associates Agency Inc./ personal umbrella insurance

Umbrella Insurance

Protecting your family and assets is a top priority, which is why people have insurance.
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Simonis & Associates Agency Inc./ motorcycle insurance

Motorcycle Insurance

A motorcycle insurance policy helps protect you and your motorcycle, whether you are enjoying a long summertime ride or you have your bike stored away for the winter.
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Simonis & Associates Agency Inc./ off road vehicle insurance

Off-road Vehicle Insurance

Most off-road vehicles are built for adventure — whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike.


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Simonis & Associates Agency Inc./ rv insurance

RV Insurance

There’s so much to explore when you’re cruising the country in your motorhome or RV.

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Simonis & Associates Agency Inc./ watercraft insurance

Watercraft Insurance

Boats and personal watercraft are significant purchases, but if you love being on the water, you know they’re worth it.
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Simonis & Associates Agency Inc./ snowmobile insurance

Snowmobile Insurance

Don’t let your snowy adventures get cut short because you didn’t get the right coverage for your winter fun!
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Classic Car Insurance

Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster.

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Simonis & Associates Agency Inc./ flood insurance

Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this essential coverage.
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Simonis & Associates Agency Inc./ earthquake insurance

Earthquake Insurance

While you can’t plan for earthquakes, you can be prepared, which can make all the difference.
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Simonis & Associates Agency Inc./ mobile home insurance

Mobile Home Insurance

You work hard for your home and everything inside it — and that’s worth protecting. That’s why you need mobile home coverage to protect what matters most.
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Sinkhole Insurance

Currently, there is no way to determine if there is a sinkhole on your property. But if you live in a state with a high likelihood of sinkholes, your house could be at risk.
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Simonis & Associates Agency Inc./ rental property insurance

Rental Property Insurance

What kind of rental property do you own? You might have several multi-unit complexes.


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Excess Liability Insurance

Sometimes things go wrong – a car accident, an accident related to your property, or a lawsuit.



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Simonis & Associates Agency Inc./ Secondary Home Insurance

Secondary Home Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.


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Simonis & Associates Agency Inc./ child life insurance

Child Life Insurance

You do everything you can to protect your kids and their future — including their financial well-being. That’s why life insurance, even at a young age, is so important.
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Simonis & Associates Agency Inc./ long term care insurance

Long-Term Care Insurance

It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life.

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Simonis & Associates Agency Inc./ medicare supplement insurance

Medicare Supplement 

You can get supplemental coverage if you have trouble paying for out-of-pocket Medicare expenses.

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Simonis & Associates Agency Inc./ annuities

Annuities

What does retirement mean to you? You might look forward to time with your grandchildren and a favorite hobby.

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Individual Retirement Accounts

Why consider an IRA? Even if you have other retirement options through work, like a pension or 401(k).
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High Net-Worth Insurance

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.


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Simonis & Associates Agency Inc./ individual short term disability insurance

Long-Term Disability Insurance

Long-term disability insurance replaces part of your monthly income if a severe injury or illness prevents you from working.


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Individual Health Insurance

Individual health insurance is another way to get coverage if you’re not eligible for an employer-sponsored plan.

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Simonis & Associates Agency Inc./ yacht insurance

Yacht Insurance

Whether you spend your time sailing the coast on your luxury yacht or enjoy docking it at marinas around the world, our yacht insurance will protect your lifestyle year-round.
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Valuable Possessions Insurance

It is especially important to safeguard your valuable belongings from theft and damage.

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Simonis & Associates Agency Inc./ high net worth insurance

High Net-Worth Insurance

The term "high net-worth insurance" refers to a range of coverage options for persons with valuable residences, valuable assets etc.

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Simonis & Associates Agency Inc./ comprehensive personal liability assault battery coverage

Comprehensive Personal Liability (Assault & Battery)

Comprehensive Personal Liability with Assault & Battery coverage is an insurance protection designed to shield individuals from legal and financial consequences arising from physical altercations, disputes, or violent incidents involving third parties.
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Lets know more about Personal Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Simonis & Associates Agency Inc.

We extend coverage to individuals and businesses throughout, GA, AL, TN, SC, NC, FL, MS, NM, CA, MI.
(678) 610-5115
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